InsureMyDay - Premium Wedding Insurance Cover for Your Precious Day

What does our wedding insurance cover?

Cancellation &
Cutting Short the Wedding

Cover for your wedding or reception if you are forced to cancel your wedding due to your caterer or the death or illness of a close relative.

Supplier Financial
Failure

Cover if your suppliers are unable to provide the service to which was contracted.

Ceremonial
Clothing

Cover for the cost of replacing or repairing ceremonial clothing which has been lost, stolen or damaged for you or a close relative.

Photography &
Video

Cover for the cost of replacing or repairing ceremonial clothing which has been lost, stolen or damaged for you or a close relative.

Wedding Rings, Flowers,
Attendants' Gifts & Cake

Cover for loss, theft or damage to wedding rings, flowers, attendants’ gifts and the wedding cake.

Wedding Cars
& Transport

Cover for the pre-booked vehicles taking you to the ceremony not turning up.

Wedding
Gifts

Cover for the loss, theft or damage to wedding gifts being stored or while in transit.

Personal
Liability

Cover for any legal liabilities as a result of a singular event such as accidental injury, death or illness.

Optional Extras

Guest Personal Liability

As required by some wedding venues, Guest Personal Liability Insurance is available in a range of cover levels depending on the number of guests attending.

Marquee Extension

Insurance protection for Marquees and temporary wedding venue structures is available as an additional cover option.

Honeymoon Extension

Cover if you are forced to cancel your honeymoon as the direct result of you cancelling your wedding.

Excess Waiver

Cover for the Excess amount payable in the event of a claim is available as an optional cover benefit.

Compare our comprehensive wedding insurance cover!

Comprehensive Benefit Options

Cancellation cover up to £80,000
Financial Failure of Wedding Supplier(s) cover up to £40,000
Ceremonial Clothing cover up to £32,000
Photography and Video cover up to £32,000
Wedding Rings, Flowers, Gifts and Wedding Cake cover up to £32,000
Wedding Cars and Transport cover up to £32,000
Personal Liability cover up to £2,000,000
£15,000 Personal Accident cover
Covid-19 cover included as standard
Optional Extras including Excess Waiver, Marquee Cover, Honeymoon Cover & Guest Personal Liability Cover

An excess of £75 applies to all sections of cover except cancellation which has no excess. An excess of £250 applies to Guest Personal Liability and Marquee only.

Significant Cover Exclusions

Deciding not to get married
Rearrangement costs
Pre-Existing Medical Conditions
Suicide or intentional self-injury
Suffering at any time anxiety, stress or depression (unless admitted for those conditions as an in-patient at a hospital)
Financial losses resulting from payments made more than 90 days before the commencement date of this policy
Any loss occurring as the result of a wedding service supplier ceasing to trade due to financial failure or going in to administration within 45 days of the purchase of the policy

For full details on what is covered within your policy, please see our Policy Wording.

Frequently Asked Questions

What is Wedding Insurance and why should I purchase it?

Wedding insurance is designed to offer you financial protection in the event things could go wrong either before or during your special day. Our Wedding Insurance covers:

Cancellation and Cutting Short your wedding
Financial Failure of Suppliers
Wedding Rings, Flowers and Cake
Personal Liability
Ceremonial Clothing
Wedding Gifts
Wedding Cars and Transport
Photography and Video
Personal Accident
COVID-19
Optional extras include: cover for Personal Liability for your guests, Marquees , Cancellation of Honeymoon and Excess Waiver all of which can be added for an additional premium.

How much will I pay for wedding cover?

The premium depends on the level of cover opted for, as well as the total cost of the wedding. Our Wedding Insurance aims to cater for weddings of different sizes with cancellation cover up to £80,000.

When should I consider buying wedding insurance?

You should buy this insurance as soon as you have a date and venue arranged and have committed to paying, or have paid, for wedding services. This will ensure that your deposits are covered immediately.

If our wedding is affected by severe weather conditions would we be covered?

Yes, if you are unavoidably forced to cancel the wedding due to adverse weather which results in at least half of the guests being unable to get to the wedding. Caterer not being able to cater due to adverse weather This is fully defined within our policy wording.

Does the policy cover all types of weddings, celebrations, renewals of vows, non-legally binding/commitment ceremonies and blessings?

Yes, this policy covers all types of weddings, celebrations, renewals of vows, non-legally binding/commitment ceremonies, civil partnerships and blessings.

Your Cover

With wedding cover from Insure My Day, should the unfortunate occur, we will do everything we can to help our customers redress any loss, subject to your chosen policy.

Your Optional Extras

We don't just offer standard wedding insurance cover, our policies can be extended to cover extra items such as Guest Personal Liability (at a range of levels), Marquees, Honeymoon and Excess Waiver, all available for an additional premium.

Your Policy

We've developed a dedicated wedding insurance and claims platform designed to take the stress and hassle out of finding insurance, while making the claims process as easy as possible.

Premium wedding insurance cover from Insure My Day!